Mortgage applications in the U.S. declined to a four-week low - One-year adjustable loan rates jumped

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Uncategorized August 29th, 2007

The Mortgage Bankers Association (MBA) today released its Weekly Mortgage Applications Survey for the week ending August 24, 2007.

The Market Composite Index, a measure of mortgage loan application volume, was 615.2, a decrease of 4.0 percent on a seasonally adjusted basis from 641.1 one week earlier. On an unadjusted basis, the Index decreased 5.3 percent compared with the previous week and was up 10.6 percent compared with the same week one year earlier.
The Refinance Index decreased 4.2 percent to 1729.6 from 1806.3 the previous week and the seasonally adjusted Purchase Index decreased 4.0 percent to 424.0 from 441.5 one week earlier. On an unadjusted basis, the Purchase Index decreased 6.0 percent to 439.5 from 467.5 the previous week. The seasonally adjusted Conventional Index decreased 4.5 percent to 890.5 from 932.0 the previous week, and the seasonally adjusted Government Index increased 0.1 percent to 156.1 from 156.0 the previous week.The four week moving average for the seasonally adjusted Market Index is up 0.3 percent to 647.9 from 645.8. The four week moving average is up 0.4 percent to 444.4 from 442.6 for the Purchase Index, while this average is up 0.1 percent to 1836.6 from 1835.3 for the Refinance Index.

You can read their report here.


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